Mortgage Rates

US mortgage rates and the benchmark rates that drive them - fixed and adjustable conforming rates, national averages, refinance rates, and the underlying indices including SOFR, Treasuries, and Fed Funds.

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All Mortgage Rates

Current US mortgage rates across fixed and adjustable-rate products - national averages, refinance rates, and the underlying indexes that drive ARM pricing including SOFR, Treasuries, and Fed Funds. Used by lenders, financial publishers, and real estate platforms.

  • Prime Rate
  • 12 Month Treasury Average
  • Cost of Savings Index
  • COFI-11th Replacement
  • Fed Funds Rate
  • Discount Rate
  • SOFR Overnight
  • 15 Year Fixed Conforming
  • 30 Year Fixed Conforming
  • 5/1 Year ARM Conforming
  • 10/1 Year ARM Conforming
  • Average 15 Year Fixed APR
  • Average 30 Year Fixed APR
  • Average 15 Year Fixed Refinance APR
  • Average 30 Year Fixed Refinance APR
  • Treasury 5 Year
  • Treasury 10 Year
  • MIRS Transition Index